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Online lending ‘could replace’ banks
15 January 2013 A senior Bank of England policymaker has suggested that small online peer-to-peer lenders could one day replace high-street banks. Andy Haldane, the Bank’s executive director for financial…
Spotlight On: Derbyshire BS personal loan
15 January 2013 The deal Derbyshire Building Society is offering personal loans at 6 per cent. Good points The rate is among the lowest seen for years. It’s easy to…
Inquiry on Tax Strategy Adds to Scrutiny of Finance Firms
15 january 2013 The New York attorney general is investigating whether some of the nation’s biggest private equity firms have abused a tax strategy in order to slice hundreds of…
Five Questions About: Rewards credit cards
15 January 2013 What are rewards credit cards? Credit cards which offer rewards for spending in the form of cash, points to save money in stores or even Air Miles…
‘I want to get on with my life without £9,000 debt’
15 January 2013 Jonathan Newman admits to being a big spender, but after amassing debt he is keen to work on changing his money habits. The 28-year-old, who works in…
Bloomberg Honored Letter, but Not Spirit, of Campaign Finance Law, Board Finds
15 january 2013 On the eve of the 2009 mayoral election, Michael R. Bloomberg wrote two checks, totaling $1.2 million, to the state’s Independence Party. Even though the city’s campaign…
‘Finance and the Good Society,’ by Robert J. Shiller
15 january 2013 Robert J. Shiller made his name in 2000 with “Irrational Exuberance,” a book that drew on behavioral economics to explain why financial markets overshoot. Shiller concentrated on…
Sudden card rate rise? Don’t just shrug, take action
15 January 2013 Picture the scene: you open up what you think is a routine letter from your credit card provider and find that the nice, low rate you have…
European Finance Ministers Agree to Speed Up Bailout of Spanish Banks
15 january 2013 BRUSSELS — With Spain’s borrowing costs climbing again to critical levels, European finance ministers decided early Tuesday to speed up their promised bailout for the country’s troubled…
Europe’s Financial Crisis, in Plain English
15 january 2013 Much like our own recent housing crisis, the European financial mess is unfolding in a foreign language. It is the lingua franca of financial obscurity — “sovereign…
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